Pension Reform

Pension Reform – Your obligations

Pension Reform – Your Obligations

How We Can Help...

Are you aware of auto-enrolment?

In October 2012, the Government introduced workplace pension reforms. This influenced every employer, so it is important you are aware of the changes and what obligations you have.

What is auto-enrolment?

In short, auto-enrolment means that if you are an employer in the UK, you must now legally put certain staff into a workplace pension scheme and contribute towards it.

How much do you need to contribute?

Since April 2019, employer contributions have legally been a minimum of three per cent. As a business owner, you need to effectively plan your finances - for now, and in the future - to make sure that you can continue to afford to pay this contribution.

We understand that regulations and policies are changing all of the time. Not only do we help build a carefully constructed financial plan around your business, but our experts ensure your business is consistently compliant with current rules. 

If your existing pension scheme is not compliant, then you and your business could face serious penalties. There are plenty of solutions available. We will work with you, to find a solution that suits you and your business.

The value of a pension will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

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