If you would like to be in more control of your retirement investments, then you should consider a Self-Invested Personal Pension (SIPP).
Unlike traditional pensions, a SIPP allows you to invest your money across a wide range of assets, by way of saving for your retirement. For example, with a SIPP you might choose to spread your risk by investing in multiple assets, including equities, corporate bonds, cash deposits or commercial property.
A SIPP is ideal for those wanting a flexible and tax-efficient retirement strategy. However, it’s essential that you work with professional industry experts, so that you know you are receiving the best advice aiming to maximise your investment opportunities.
We pride ourselves on our ability to listen to you, your goals and your objectives so that we can shape our money management and financial planning advice around you. And with a wealth of unrivalled experience in pension planning, we are committed to delivering you a service centred around creating you a financially stable future.
The investment growth within the fund is currently free from all UK Income Tax and Capital Gains Taxes.
The value of a SIPP can fall as well as rise. You may get back less than the amount initially invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
These types of pensions will not be suitable for everybody, as they require investors to be happy in making their own investment decisions and may incur costs not usually associated with other types of pension schemes. There are strict rules on what property can be held and how. The value may fall as well as rise and you may get back less than the amount invested. Pension and tax rules can change at any time and will be dependent on individual circumstances.